Risk Management

Smith Capital Advisors (SCA) helps clients protect against the unforeseen, and utilize risk management solutions as part of a holistic financial plan.

SCA provides comprehensive reviews and recommendations of risk management solutions (life, long term care, and disability insurance) to help ensure clients are properly protected against unexpected events. Certain life insurance funding strategies can create income tax advantages during lifetime and at death, and SCA reviews these strategies with clients, when applicable.

SCA can also provide guidance for annuity solutions when suitable for clients to help protect against longevity risk and provide another source of retirement income that is not correlated to equity markets.